I know a place where you can find answers to some, (not all), but some of life’s credit problems.

We have both a bad credit site and a bad credit blog where we attempt to provide help for credit problems. I know that life throws curves at you and before you can duck or jump out of the way you feel like you are six feet under.

So if you need help with things like:

  • Legal credit repair
  • Getting your credit score or understanding what it means
  • Answer questions about bankruptcy or want to know whether it’s right for you
  • Finding the best bankruptcy attorney
  • Rebuilding your credit score after declaring bankruptcy
  • Find out how to qualify for a credit card after bankruptcy

Find out how to qualify for an auto loan with bad credit without having to go to one of those doofus places that “carry their own contracts” for an arm and a leg.

Find the answers to these and much more by going to either our 1-800BadCredit site or our 1-800BadCreditBlog.

We are not here to rip you off – but to help. Check us out!

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When applying for a specific position, it’s essential that you include keywords on your resume:

  • Keywords that reflect your field of expertise
  • Keywords that were used in the job posting, as many companies use software to evaluate how well a person’s skills match with those listed in the job posting

Companies are receiving thousands of resumes each day, so yours needs to stand out among all the others. Here’s how:

  1. Be a match. If you are interested in applying for a specific position, be sure to research the company and thoroughly go over the job description and position requirements. If they list specific requirements and you have experience that fits what they are looking for, highlight this information clearly on your resume so the reader can quickly see that you “match” the position. Use caution that you aren’t repeating the exact phrasing from the advertisement—use the keywords that will identify you as a match. Also, don’t rule yourself out even if you feel you’re not a close match. Send the resume and let the employer decide.
  2. Be concise. In addition to your duties with current and past employers, it is important to include contributions and achievements, as well as your educational background—but don’t overdo it. A resume is basically an advertisement, and your goal is to create enough interest that the organization will want to learn more about you by telephone or in a face-to-face interview. When a resume contains too many heavy details, you run the risk of overloading the reader, which can result in him or her missing important accomplishments you have achieved during your career. A prospective employer isn’t going to take the time to read a resume that is too lengthy.
  3. Be active and persistent. Finally, if you have been part of a reduction in workforce, be assured that you will eventually successfully land a job. Treat your job search like you treated your full-time job—dedicate your time to it every day. Many times when someone is no longer working, they feel lost and unsure, but the key to triumphing over this situation is to commit to beginning the search process and moving forward from there. Get out there and make things happen!
  4. If you need professional help – Get It. The question I am often asked is “why should I spend my precious money on a resume that I can write myself?” Then let me ask you a question that I often hear Dr. Phil ask on his show – “How’s that working for you?” If it isn’t, then it’s time to get the help from the professionals at Resume Edge. Don’t put it off any longer, it’s not an expense, it’s an investment – IN YOU!
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Let’s take a look at eight common job search myths…and the reality behind them:

The best qualified individual gets the job.

Actually, it’s the best candidate who gets the job. That person may or may not be the best qualified. Understand the difference.

Job boards are the best source of leads.

Your network is the best source of leads. It’s fine to check online and to peruse the want ads…but don’t spend too much time there. Most jobs are never posted.

It’s nearly impossible to find those hidden jobs.

Not if you put some work into it, and if you’re purposeful about how you go about it. Make sure people know about your search. They can’t help you if they don’t know you’re looking. Keep working to expand your network. Every meeting with another person is a potential networking opportunity. Think about who might be able to help you – even if it’s someone you don’t know yet – and figure out how you can go about meeting that person.

Thank you letters are passé.

If you don’t really want the job, skip the thank you letter. Otherwise, you’d better write one. It’s your last chance to sell yourself – to underscore why you’re the person who can help solve whatever problem it is the hiring manager is facing.

Your recruiter works for you.

No, no, no. He works for the hiring company. His job is to fill the open position with the best candidate – as defined by the hiring company. If you’re a good match, it’s in the headhunter’s best interest to try to close the deal and get you placed. But you’re not paying him, and he’s not an employment agent.

Offering to take a cut in salary will boost your chances of landing the job.

That depends – on how much of a cut we’re talking about, and how you bring it up. Flexibility is important – even in this market, you’d be surprised how many candidates draw a line in the sand regarding what they will and will not accept. Still, it’s important that you broach the subject at the right time, especially if it’s a significant decrease from what you were previously earning (say, 20%). You don’t want to come off as desperate, and neither do you want to be perceived as someone who will bolt the minute the employment situation improves.

The hiring company will contact you if they’re interested.

Maybe. Maybe not. Don’t sit back and wait for the phone call, especially in this tight job market. Submit your resume, wait a week, and then follow up.

University employment resources are only for kids.

Career assistance isn’t limited solely to recent graduates. Whether or not your alma mater offers a robust slate of services is another story – but you won’t know if you don’t check it out. You might find things like career coaching or counseling, networking events, and recruitment firm referrals. Go to your school’s website and see if there’s some sort of Career Center, online community, or yellow pages.

About the author: Rebecca Metschke helps professionals seeking a competitive advantage in today’s global economy.

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